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How much home can you afford?
See your monthly payment, future equity and your path to homeownership.
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1 Choose your home
Property Type
Home Price
$750,000
2 Lease term (until mortgage)
3 Target Equity (of property value)
35%
Monthly
Payment $8,450 Includes lease payment + equity contribution
Payment $8,450 Includes lease payment + equity contribution
Estimated Property
Value After 6 Years $946,000 +$196,000 (25%) Estimated growth
Value After 6 Years $946,000 +$196,000 (25%) Estimated growth
Your Target
Equity 35% $262,500 Of the property value
Equity 35% $262,500 Of the property value
Mortgage Required
After 6 Years $683,500 Estimated amount needed
After 6 Years $683,500 Estimated amount needed
Property Value Over Time
At Start (Today)
$750,000
At End of Program (6 Years)
$946,000
+$196,000
+26%
Estimated increase in property value
You still need a mortgage.
Even with 20% equity + 26% property appreciation…
Built Equity (Min 20%)
$150,000
Property Increase (Est.)
$196,000
A mortgage is needed to cover the remaining amount.
Total Benefit
$346,000
(46% of original price)
Estimated Mortgage Payment After 6 Years
10 Years
$8,680/mo
15 Years
$6,430/mo
What Happens at Transition
Property Value Increase
+$196,000
(+26%)
Mortgage Needed
$683,500
(91% of original price)
vs. Final Property Value
72%
Loan-to-Value (LTV)
Detailed Breakdown
Before Move-In
Application Fee$0
Down Payment$0
Broker Fee$0
Legal Registration (DLD)$1,500
Security Deposit$2,000
Home Inspection$0
Furniture & AppliancesOptional
Total Before Move-In
$3,500
During Lease (Monthly)
Lease Payment$5,650
Equity Contribution$2,800
Total Monthly Payment$8,450
Lease Duration72 months
MaintenanceIncluded
InsuranceIncluded
DLD RegistrationIncluded
Your Equity at Transition
$201,600
(26.88% of original price)
At Mortgage Transition
Equity
You've Built $201,600
(26.88%)
You've Built $201,600
(26.88%)
Property
Value Increase +$196,000
(+26%)
Value Increase +$196,000
(+26%)
Mortgage
Required $683,500
(72% of original price)
Required $683,500
(72% of original price)
vs. Final
Property Value 72%
Loan-to-Value (LTV)
Property Value 72%
Loan-to-Value (LTV)
Estimated Mortgage Payment
10 Years$8,680 /mo
15 Years$6,430 /mo
Mortgage is based on the original property price, not the future value.
Results After 6 Years
Final Property Value$946,000
Increase in Value+$196,000
Growth Percentage+26%
Your equity + property growth reduce the amount you need to get a mortgage.
Summary
You move into your future home today with $0 down payment. Build 35% equity over 6 years while the property grows in value. Then refinance with a mortgage and become the owner.
$0Down
Payment
Payment
$8,450Monthly
Payment
Payment
6Years to
Ownership
Ownership
$196,000Estimated
Value Growth
Value Growth
$201,600Equity You
Will Build
Will Build
Ready to see if you qualify?
Take the first step toward owning your dream home.
Your agreement is registered with the Dubai Land Department (DLD) for your protection.