Frequently Asked
Questions

You may be eligible if:

• Your verified household income is at least twice your expected monthly Lease-to-Own payment
• You can provide a Security Deposit equal to three monthly Lease-to-Own payments
• You satisfy our standard affordability and eligibility assessment

Each application is reviewed individually.

Yes.

You choose the property you want to live in and eventually own.

After our due diligence and approval process, Investors' Angels purchases that property specifically for you.

Yes, provided the property satisfies our investment, legal and underwriting criteria.

Before purchasing the property, Investors' Angels performs legal, financial and technical due diligence.

Only approved properties become eligible for the Lease-to-Own program.

No.

You do not need to save a traditional mortgage down payment before moving into your future home.

Instead, you provide only a Security Deposit equal to three monthly Lease-to-Own payments.

You then begin building your Purchase Option Balance through your monthly payments while already living in your home.

Investors' Angels covers all costs associated with acquiring the property, including:

• The purchase price
• Transaction costs
• Government registration fees
• Program administration

You are responsible only for:

• The Security Deposit
• Your monthly Lease-to-Own payments
• The normal costs of occupying and maintaining your home

The required documents depend on your country of residence and employment status.

Typically, we request:

• Proof of identity
• Proof of income
• Supporting financial information

Most applications are reviewed within a few business days after all required documents have been received.

You choose the home.

Investors' Angels purchases it for you.

You move in immediately under a registered Lease-to-Own agreement.

Each monthly payment allows you to live in the property while gradually building your Purchase Option Balance toward buying the home.

Each monthly payment consists of two components:

• A Lease Payment for living in the property
• A Purchase Option Balance contribution that brings you closer to owning your home

No additional platform fees or administration fees are charged during the Lease-to-Own program.

The Purchase Option Balance (POB) is the contractual amount you gradually accumulate toward the future purchase of your home.

Upon successful completion of the Lease-to-Own program, it is applied toward the purchase price of the property.

No.

The property remains legally owned by Investors' Angels until you successfully complete the Lease-to-Own Agreement and purchase your home.

However, the property is reserved exclusively for you under the terms of your agreement.

Yes.

Because you are planning to become the future owner, you are encouraged to make the property feel like your own, subject to the terms of your Lease-to-Own Agreement.

Absolutely.

Unlike a rental property, this is your future home.

We want you to enjoy living there from the very first day.

Just like any homeowner, you are responsible for the day-to-day costs of living in the property, including:

• Utilities
• Service charges (where applicable)
• Routine maintenance
• Repairs
• Other normal operating expenses

These responsibilities are similar to those of a homeowner rather than a traditional tenant.

Yes.

Your future purchase price is fixed when Investors' Angels acquires the property.

If you successfully complete the Lease-to-Own program, you purchase the property at that agreed price, regardless of future market value.

If your property increases in value during the Lease-to-Own program, you benefit from that appreciation.

Your purchase price remains fixed while the market value of your future home may continue to grow.

This means you are building both your Purchase Option Balance and your future equity in the property.

Changes in market value do not affect the agreed purchase price or the terms of your Lease-to-Own Agreement.

Your purchase price remains fixed from the first day of the program.

Once you have accumulated the required Purchase Option Balance and satisfy the lending criteria of a participating bank.

Yes.

Subject to the terms of the program, you may obtain financing from any participating lender willing to finance your purchase.

You may purchase the property using your own funds or any other approved source of financing.

Yes.

Early purchase may be possible in accordance with the terms of your Lease-to-Own Agreement.

Please contact us immediately.

Our team will work with you to explore available options before any default occurs.

Your Lease-to-Own Agreement contains procedures for late payments and default.

We encourage you to contact us as early as possible so that appropriate solutions can be considered.

If you are no longer able to continue, please contact us as early as possible.

Depending on your circumstances, we will explore the available options before the Lease-to-Own Agreement reaches default.

The Purchase Option Balance is earned only upon the successful completion of the Lease-to-Own Agreement.

If the agreement is terminated due to default or breach of its terms, the Purchase Option Balance remains with the Company in accordance with the Lease-to-Own Agreement.

The terms for voluntary termination are described in your Lease-to-Own Agreement.

Please contact us before making any decision so we can discuss the available options.

Traditional mortgages require a large upfront down payment before you can move into your home.

Our Lease-to-Own program replaces that requirement with a Security Deposit equal to three monthly payments.

Instead of saving for years before moving in, you begin living in your future home immediately while gradually building your Purchase Option Balance.

The Security Deposit is equal to three monthly Lease-to-Own payments.

It demonstrates your commitment to the Lease-to-Own program and forms part of the contractual security arrangements.

It is not your mortgage down payment and does not form part of your Purchase Option Balance.

Rent payments only give you the right to live in a property.

Lease-to-Own payments allow you to live in your future home while gradually working toward ownership.

Our investors are looking for long-term, asset-backed investments.

By purchasing your future home today, they receive predictable Lease-to-Own payments throughout the program.

When you successfully purchase the property, the investment is completed.

This creates a partnership where everyone's interests are aligned.

You receive your future home today.

The investor receives a long-term asset-backed investment.

And our success is measured by helping you become a homeowner.

Because certainty is one of the core principles of our Lease-to-Own model.

Your purchase price is fixed from the first day.

If your home's value increases while you successfully complete the program, that appreciation belongs to you.

Because our success is measured by helping customers become homeowners.

Our goal is not to retain properties.

Our goal is to transfer ownership to customers who successfully complete the Lease-to-Own program.

Yes.

Eligibility depends on UAE regulations, your residency status and our underwriting criteria.