For Banks

Meet your future mortgage customers years before they apply.

We prepare future homeowners today.
You receive proven, mortgage-ready customers tomorrow.

We don't replace banks. We prepare future mortgage customers.

Every customer in our Lease-to-Own program is pre-qualified, verified and committed to homeownership.

5-8 years of verified financial discipline.

Customers build payment history, accumulate their Purchase Option Balance and strengthen their financial profile.

Proven today. Mortgage-ready tomorrow.

By the time they apply for a mortgage, they are no longer first-time applicants. They are proven future homeowners.

Mortgage partnership program

Partner banks may invite Lease-to-Own customers to conduct all program payments through their bank throughout the Lease-to-Own term.

This allows the bank to build a long-term relationship and gain visibility into the customer's financial behavior years before the mortgage application.

In return, participating banks may provide customers with a Mortgage Partnership Letter confirming that, subject to the bank's lending policies and the customer's continued eligibility, the bank intends to give priority consideration to the customer's future mortgage application.